Growing up, I noticed something about my grandma that shaped the way I view money—and life. She always had a little cash tucked away for emergencies. It wasn’t just about saving; it was about having options.

Two things were extra clear about my grandma:

1. She never planned to leave her home country of England, no matter what.
2. She was a working woman with no college degree, as was common in her time.

But life, as it does, took a different turn. She met my grandad, an American in the military, and before she knew it, she was living in the U.S., raising kids on the other side of the Atlantic.

(Side note: She once convinced me to reroute my entire backpacking trip just to visit where she and my grandad met in Denmark. No regrets—10/10 would recommend.)

Even though she was a grown, married adult with kids, her parents still kept an emergency cash fund for her. If she ever wanted to come home—or needed to—she’d have the option to do so.

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How This Mindset Shaped My View on Money

That one habit—always having a “just in case” fund—has rippled through my family for generations.

• All my aunts have four-year degrees, just in case they need them.
• My dad joined the military to earn his degree and always prioritized the best-paying job.
• For my grandma, college wasn’t just an option; it was a requirement because, in her words, “Money equals options.”

Even now, my dad is in his 60s, and my grandma still keeps an emergency fund—for all of us.

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The Entrepreneurial Leap: Why You Left Your Job for This

When you decided to leave your job and start your business, you didn’t just walk away from the glass ceiling—you shattered it. You chose:

• Unlimited income potential. There’s no cap on what you can earn.
• Time freedom. You get to control your schedule.
• Purposeful work. You get to work with incredible people who are just as passionate about their “why” as you are about yours.

But with all the perks of entrepreneurship, there’s one thing that remains true: money equals options.

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What Money Can Do for Your Business (and Your Life)

Money isn’t just about paying the bills; it’s about creating opportunities:

• Time to rest: The ability to take a sabbatical without fear of going into debt.
• Space to grow: The chance to hire help, delegate, and scale your business.
• Alignment: The freedom to say no to shady clients or projects that drain your energy.

As your business grows, money allows you to focus on the clients and projects that light you up. It gives you the freedom to say, “Yes, this is what I’m meant to do,” every single day.

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It’s Okay to Want More Money

While the online space might be telling you that “money goals are so 2022” or that wanting financial success is out of style, let me tell you this: It’s okay to want more money.

It’s okay to dream about endless opportunities and the freedom that money provides. It’s okay to want control over your business, to never take on a client who doesn’t align with your values, and to say no without hesitation.

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The Year of Overflow: Your 2025 Vision

Let’s make 2025 the year of overflow—for money, time, and the people you surround yourself with.

• No more taking clients who drain your energy just for the money.
• No more working on projects that don’t align with your vision.
• No more settling for “just enough” when you know you’re capable of so much more.

This is your year to step into financial freedom, create options for yourself and your family, and live the life you’ve been working so hard to build.

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Final Thoughts

Money isn’t the goal—it’s the tool that helps you build the life and business you deserve. Whether it’s creating an emergency fund like my grandma or building a business that supports your dream life, one thing is clear: Money equals options.

And in 2025, those options are yours for the taking.